Long Term Care Insurance for Seniors in Greater Columbia, SC
In Columbia, Irmo, Cayce, and neighboring regions, find out more about our long term care insurance partners at Comfort Keepers
When considering retirement funds, not everyone factors in the potential for in home care costs. While retirement funds can cover essential living expenditures, the price of in home care services, if needed, can quickly build up. Long term care insurance is an excellent investment as it assists with expenses related to aging, independent living, unforeseen medical conditions, and more.
Not sure if long term care is for you? It's worth considering that 70% of people over 65 will need long-term care, and 20% will need it for at least five years. Investing in this type of insurance in your younger years is often the best option to get the lowest prices. Our team has extensive expertise working with long term care insurance companies, and we can guide you through the claim process and personally assist you in making the most of your coverage at no additional cost.
What Exactly is Long Term Care Insurance?
Long term care insurance helps to cover the costs of assisted living or in home care. If your loved one has long term care coverage, they most likely have been enrolled in the policy and paying into it for quite some time. If that's the case, the insurance will help to pay for assistance with daily tasks, companion care, and personal care.
We have existing relationships with many long term care providers, but we have the ability to work with all insurance companies. All you need to do is share your policy information with us and we will contact the provider, initiate, and file the claim on your behalf. We'll also work with you to ensure you understand the parameters of your policy so we can help you get the best care possible. In addition to long term care insurance, we offer a variety of payment methods that allow you and your family to finance care in a way that works for you. You can learn more about our payment methods here.
Is Long Term Care Right For You?
Whether long-term care insurance is right depends on your situation and financial goals. Long-term care insurance can provide financial protection for individuals needing extended care due to aging, chronic illness, or disability. However, it can also be expensive and unnecessary for those with enough savings or already covered by other insurance policies. Unsure of how to pay for care? Click here to learn more. At Comfort Keepers, we want to ensure that you get the most out of your long-term care benefits so you may maintain your quality of life and independence in the comfort of your own home.
