Assessing Your Care Options With Las Vegas In Home Care Providers
Learn about the different types of care from in home care providers in and around Las Vegas, NV.
In home care providers offer a wide range of support and resources to families who need help caring for aging loved ones. There are many options available in Las Vegas, and knowing how each service and provider is different can help you make decisions that are right for your family and your loved one.
Services you can expect
Most in home care providers focus on a few key support tasks that are needed by most elderly people. Providers may offer a mix of the following:
- Homemaking care: grocery shopping, meal preparation, errands, light housekeeping, and medication reminders.
- Personal care: bathing, grooming and hygiene, toileting and incontinence, and monitoring any physical ailments.
- Companionship care: incidental transportation, daily socializing, mental and emotional health check-ins.
Some providers offer additional specialized services, such as a 24/7 emergency response, live-in care options, or memory care options for clients with Alzheimer’s or dementia.
Business models you’re likely to see
Most in home care providers operate as one of three structures: an employment-based agency, a registry, or an independent provider. The difference in how a care provider set up usually centers on who is considered the employer of the care provider, and therefore who is responsible for taxes, insurance coverage, liability, etc. You may find different costs of services associated with these different business models.
An employment-based agency can be a corporation, subsidiary, or franchise. The greatest benefit to hiring a caregiver from an organization that employs its caregivers is that the organization takes care of all the behind-the-scenes details. It interviews prospective caregivers, conducts rigorous background checks, verifies employees’ information, validates their references, and takes care of all fringe costs (insurance, taxes, and so forth) associated with the employees. Benefits of working with an employment-based agency may include:
- The organization conducts face-to-face interviews and rigorous background, information, and reference checks
- The organization provides workers’ compensation, general liability, and bonding insurance for their caregivers.
- Caregivers receive training prior to being placed in a client’s home.
- The organization and its caregivers comply with all certifications and other requirements.
- The organization is able to provide a substitute caregiver in the event that a client’s regular caregiver is unavailable.
A registry builds and manages a database of caregivers, but does not actually employ those individuals. Registries act as “matchmakers” between caregivers and families seeking home care. Caregivers are often contractors, but employment arrangements can vary. Clients who work with a registry may find a caregiver who can work with their family, but is then considered the caregiver’s employer and are therefore responsible for tax withholdings, insurance coverage, and more. Some registries may provide worker’s compensation coverage, but the extent of the coverage and how it applies will vary. Most registries perform background checks on the caregivers in their databases. Clients who choose to hire caregivers through a registry should understand:
- Who employs the caregiver, and who will be responsible for taxes, withholdings, insurance, and other concerns.
- What kind of background checks have been conducted on the caregiver and the outcome of these checks.
- What types of insurance coverage, if any, apply to the caregiver in the home.
- What relevant training and certifications the caregiver has received.
- How the caregiver is paid.
- If there is any type of caregiver oversight or accountability.
Independent care providers
An independent caregiver may be someone the client knows know personally, someone from the community, or someone who advertises themselves as a provider but who is not part of a larger organizational structure. Clients who choose an independent caregiver are legally considered the caregiver’s employer. That means they responsible for securing the appropriate insurance coverage in case the caregiver is injured while providing care in the home, and general liability insurance in the event the caregiver causes property damage. Most homeowners’ policies do not cover the expenses associated with injuries or damages sustained while a caregiver is employed in the home. The client will need to check the caregiver’s background and verify information such as experience, references, and licensure. Clients are fully responsible for all tasks and costs are normally taken on by employment-based agencies.
Finding the right care option for your loved one can be challenging, but knowing the ins and outs of how in home care providers operate can help you identify what kind of service may be right for your family. To learn more, call us at (702) 425-6932 or contact our office serving Las Vegas, NV and surrounding areas.