Paying for Elderly Home Care in Las Vegas, NV
Our dedicated care experts are here to provide guidance and help you choose the best way to pay for elderly home care for an aging family member
When depleting health or arising care needs force families to consider quality care options for an aging loved one in Las Vegas, one of the first things that come to mind is how they will be able to finance professional elderly home care services.
Though the definitive answer to this question depends on your mom or dad’s specific situation and needs, keep in mind that there are many options available. Researching these options can certainly help your family make an informed decision regarding your loved one’s future care.
In Las Vegas, NV, some of the most common options to pay for professional elderly care include:
Private Pay/Out of Pocket – Most families like to cover the costs of in-home care or assisted living services with their own funds. While scheduling care visits in your loved one’s home can be more affordable than receiving care in a facility, the final monthly cost will be based on the specific services your mom or dad requires. If paying out of pocket is not an ideal option due to a limited budget, certain insurance policies and programs can help minimize the cost of elderly home care services.
Long-Term Care Insurance – There is a specific policy called long-term care insurance that can help offset the costs of care for an aging loved one. If your mom or dad has paid premiums on long-term care insurance for years, they are most likely eligible to collect the insurance money. At Comfort Keepers Las Vegas, our dedicated local team can answer any related questions and help with the paperwork needed to initiate this special type of coverage.
Veterans Administration (VA) Aid and Attendance Pension Benefit – If your loved one is a US army veteran or a surviving spouse of a veteran, they may be eligible to receive VA benefits and cover a portion of elderly home care services this way. However, in order to do so, beneficiaries of VA programs are expected to meet specific financial criteria and show a tangible need for in-home assistance.
Medicaid / Medicare – Though these two government programs help millions of Americans to get access to healthcare, Medicaid does not cover in-home services. Though Medicare Advantage and Medicaid may assist with limited costs in some states, our Las Vegas office does not accept these.
Reach out to our Las Vegas office today to learn more about how Comfort Keepers can help and schedule your free consultation with our local team members.