Long Term Care Insurance Options in Florence, SC
Find out more about Comfort Keepers, our long-term care insurance partners, in Florence, Darlington, Hartsville, and the surrounding areas
Retirement planning requires detailed financial planning. In addition to considering the cost of living expenses, it's also important to consider the costs of aging. Many older adults find themselves in need of extra help at home, which requires costs that can rapidly accumulate. If you want to live a long life without worrying about in home care costs, long term care insurance can help ease the burden. This type of insurance will help cover the costs associated with activities of daily living, health concerns, physical limitations, and more.
With years of experience working with long term care insurance providers, our team is here to directly assist you in maximizing your coverage while helping you with the claim process at no additional cost.
What is Long Term Care Insurance?
In home care costs can be partially offset by purchasing long term care insurance, sometimes known as elder care insurance. When seniors cannot do basic daily duties alone, they often qualify for home care insurance benefits. Coverage varies depending on the plan purchased but often includes:
- Respite Care
- In Home Care
It’s important to know precisely what services and types of facilities a senior care insurance policy covers. Personal care homes, for example, are often not covered, according to the National Association of Insurance Commissioners.
Long Term Care Providers
At Comfort Keepers, we're able to work with any and all long term care insurance providers. To make it easy for you, we will contact your insurance provider, initiate, and file the claim on your behalf. We want you to understand your policy and the benefits available to you, and we will do everything possible to maximize the coverage you are owed. We want to provide peace of mind for the entire in home care process, from the caregiving to the billing. For more information about options to pay for care, click here.
Contact us at (843) 604-3053 if you have further questions regarding your long-term insurance options.