Long-Term Care Insurance & At Home Care in San Antonio, TX
When buying long-term care insurance for at-home care, take time and don’t make any rash decisions
If your loved one needs some help with everyday tasks, at-home care services can keep your mind at ease. Comfort Keepers of San Antonio, TX, will provide care in the familiar surroundings of your loved one’s home. With our dedicated caregivers, your loved one will receive one-on-one care tailored to their specific needs. One of the benefits of home care is keeping independence. Your parents will be able to live on their own schedules. Our caregivers could make sure your loved one leads a healthy and active life. They can accompany your loved one on walks and encourage regular light exercise. Caregivers can also help with laundry, dusting, vacuuming, washing the windows, changing the linens, preparing meals or running errands.
Long-term care insurance can help your loved one pay for the costs of long-term care. Premiums are quite expensive, but if your senior has a significant and steady income, this can be the right choice for them. Age and health can affect the cost of coverage. Premiums increase with the age of the purchaser, and for some plans, your seniors can qualify only when they need at home care assistance with the activities of daily living. Your loved one should study and compare policies in order to get the best one for them. They shouldn’t make any impulsive decisions. Make sure your parent knows what they are buying, because some policies cover only a few types of home care, and others cover a wide range of care services. Also, some policies have an elimination period. During this time, your loved one will have to pay for their own care. The longer the elimination period, the lower the premium.
If you have any questions regarding planning and financing at-home care, feel free to contact us. Call Comfort Keepers of San Antonio, TX at (210) 201-0174