Comfort Keepers Accepts a Range of Payment Options for Quality Home Care Services in Nashville, TN
Choosing the best way to finance your loved one’s quality home care is no longer a daunting process with the help of our dedicated caregivers
When families wish to get started with quality home care to help a loved one age in place, probably the biggest concern is how to pay for these services. If you and your loved one are currently looking for a reliable provider and are discussing the easiest way to cover the costs of care, keep in mind there are several options. At Comfort Keepers Nashville, our locally owned and operated office can provide guidance and help you schedule the right type of care, in accordance with your needs and budget.
Some of the most common paying options available to our clients include:
Private Pay/Out of Pocket
When budget is not an issue, families typically choose to pay for quality home care services privately, out of pocket. This is a preferred payment option for nursing homes and assisted living facilities too. Though in-home care is usually less costly than in-facility care, your specific expenditures will be based on factors such as mom or dad’s unique needs and the duration and frequency of care visits.
Long-Term Care Insurance
Purchasing a long-term care insurance policy can be a rather convenient way to finance any future care needs. If your loved one has this insurance, our local Comfort Keepers in Nashville, TN, can provide useful guidance and help compile the paperwork required to obtain this specialized type of coverage.
Veterans Administration (VA) Aid and Attendance Pension Benefit
Another option to offset the costs of care is to qualify for VA benefit programs, if your loved one is eligible that is. Your mom or dad would have to be a veteran, or a surviving spouse of a veteran, who actively served in the US army during wartime and who was honorably discharged. They would also have to meet very specific criteria regarding their income and physical needs for professional, quality home care.
Medicaid and Medicare Programs
Be advised that Medicare does not cover home care assistance. While Medicare Advantage and Medicaid may cover certain care in various locations, Comfort Keepers of Nashville does accept them at this time.
Give us a call today to learn more about quality home care options in your area and schedule your free consultation with our friendly experts. We are always ready to help!