Memphis, Tennessee
5668 S Rex Rd #200, Memphis, TN 38119
(901) 207-8209
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Call (901) 207-8209 | 5668 S Rex Rd #200, Memphis, Tennessee 38119
5668 S Rex Rd #200, Memphis, Tennessee 38119

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Long Term Care Insurance

Comfort Keepers In-Home Care in Memphis, Tennessee.

Long Term Care Insurance in Memphis, TN and Neighboring Cities

Comfort Keepers Home Care Accepts and Partners with Long Term Care Insurance Companies to Reduce the Cost of Care in Memphis, Collierville, Germantown, and the surrounding cities of Northwest Mississippi

We at Comfort Keepers understand how difficult it can be to find the best treatment for an elderly relative. With a diverse variety of resources for seniors available and a slew of unresolved financial concerns, selecting a care provider can become daunting. However, when you choose Comfort Keepers, your loved one will receive award-winning care and has the option to utilize their long term care (LTC) insurance. This is an excellent way to ensure your senior loved ones get the high-quality care they need without blowing your budget.

What Is Long Term Care Insurance?

Long-term care insurance provides financial protection for you and your spouse when you can no longer perform activities of daily living on your own, such as bathing or dressing. Long-term care insurance is not insurance for your whole life but is a plan you buy to help ease financial concerns during a time of need.

Many people think it is unnecessary to buy this type of insurance, but it can be smart. If you do not have this type of insurance, you will likely outlive your assets and will have more expenses than income once you are no longer able to two activities of daily living on your own.

We Have Established Relationships with a Large Number of Insurance Companies

Although we consider long term care insurance from any agency, the following are the agencies with which we are currently affiliated with:

Bankers Life

Visit Bankers Life

John Hancock

Visit John Hancock

Does Your Senior Loved One Have the Right Insurance?

We recommend that your family research insurance plans because seniors are insured in various ways, and not everyone has this type of policy. Additionally, there are policies designed specifically for people with dementia or Alzheimer's disease - insurance coverage varies depending on the situation. Comfort Keepers recommends that families meet with their loved ones to decide whether they have any insurance that covers home care and whether this is a viable choice for them. Note: agencies like Comfort Keepers typically cannot accept Medicare or Medicaid.

Your families should keep in mind that this coverage does not always occur immediately and that there could be an adjustment phase or period of elimination. Occasionally, the cost of treatment would need to be paid several months in advance of their insurance coverage kicking in. Generally, longer wait times result in lower premiums. Because prices can fluctuate due to inflation, your family should consider packages that provide inflation protection.

Learn More About How Comfort Keepers Can Help Seniors Throughout Greater Memphis 

Contact Comfort Keepers today to learn more about our care plans and how we can help your family in Memphis, Collierville, Germantown, or the surrounding area receive the best quality of care. Although not every senior has long term care insurance, we provide customized care plans tailored to a senior's unique needs and schedule. To talk with a representative immediately, click one of the buttons below.