Long Term Care For Aging Adults in Summerville, SC
Learn more about our long term care insurance partners in Summerville, Ladson, Goose Creek, and the surrounding SC area
Planning for retirement entails taking into account a variety of factors, including the potential for in home care costs. According to the U.S. Department of Health and Human Services, over 48 percent of persons over 65 will require paid care of some form, and 70 percent will eventually need long term care. You can plan for in home care costs by investing in long term care insurance now.
What Is Long Term Insurance?
Long term care insurance can help seniors pay for assisted living or in home care as an alternative to out-of-pocket costs. Seniors typically qualify for home care insurance benefits when they cannot do essential daily tasks independently. Depending on the plan chosen, coverage may vary but frequently includes:
- Respite Care
- Hospice
- Assisted Living Communities
- Alzheimer's or dementia care facilities
Like other types of insurance, you must pay a premium to ensure that the insurance provider will pay your care expenses up to the predetermined monetary level (depending on the period of coverage you desire and your financial capacity). If you don't have long term care insurance, you'll have to pay for your future in home care expenses from your income and savings.
Providers We Work With
Below is a list of common long term care insurance providers, but we are able to work with any provider you choose:
- Bankers Life
- Genworth Financial
- John Hancock
- Northwestern Mutual
- Met Life
- Prudential
To make things easiest for you, we will contact the insurance provider, initiate, and file the claim on your behalf. We will walk you through the process to ensure you understand your policy and are able to receive the best care possible. In addition to working directly with long term care providers, we offer various payment methods so your family can finance care in a way that works best for them. Read more about our payment options here.
See If Long Term Care Is Right for You
The suitability of long-term care insurance depends on your circumstances and financial objectives. Long-term care insurance can provide financial security for people who require long-term care due to aging, chronic illness, or disability. The care teams at Comfort Keepers are here to help every step of the way regarding your long-term care insurance benefits so you and your family can have complete peace of mind with your decision.
