Planning to schedule professional senior home care for a loved one? Learn more about how to cover the costs of care in Pittsburgh, South Hills, and the surrounding areas of Western Pennsylvania
If your family is considering quality senior home care options for a loved one in the Pittsburgh area, wondering how much it will cost and whether there is a way to minimize expenditures are probably the two most important questions on your mind.
Although your specific cost of care largely depends on your loved one’s needs, living situation, and family budget, please keep in mind that there are several payment options available from Comfort Keepers, the leading caregiving agency in the nation proudly serving your area. Call us anytime at (412) 203-5217.
Routine Payment Methods for Care
In Pittsburgh and the surrounding communities, some of the most common payment methods for senior home care include:
Private Pay/Out of Pocket – For most families, paying privately, out of pocket is the preferred way to pay for professional care, whether we are talking in-home care or facility care. Although scheduling in-home visits is usually more cost-efficient than assisted living, the exact price is based on the type of service and the number of hours requested by the client.
Long-Term Care Insurance – This specific insurance policy can be used to pay for certain types of care generally not covered by traditional healthcare plans, including senior home care services. If your mom or dad is a long-time policyholder, a local Comfort Keepers agency can help put together the documents and paperwork needed to obtain long-term care insurance coverage.
Veterans Administration (VA) Aid and Attendance Pension Benefit – Veterans and surviving spouses who meet specific criteria and show the physical need for professional in-home care may qualify to receive VA benefits. If your loved one actively served in the US Army during a military conflict, they are most likely eligible to partially or fully offset the costs of care through a VA program.
Medicaid and Medicare – When it comes to the cost of home care services, Medicare does not cover them. Although it's conceivable Medicare Advantage programs and Medicaid could cover certain care in some locations, Comfort Keepers of Pittsburgh does not accept either at this time.
Contact Comfort Keepers of Pittsburgh today to learn more about senior home care and schedule your free consultation with our friendly, knowledgeable client coordinators.