Cost of Personalized Home Care Assistance Pensacola, FL
Paying for In Home Care Becomes Easier with Help from Comfort Keepers of Pensacola, FL
One of the most common questions families ask when considering in-home care is, “How much does in-home care cost?”
The answer varies by region and the type of care that will be provided.
The best way to find out about the cost of care for you or your loved one is to speak to a professional care coordinator. If you would like to contact our office in Pensacola, we are available 24 hours a day at (850) 791-6700 to answer all your in home care questions including payment options and resources available to you.
If you’re wondering about how to pay for in-home care, keep in mind that there are many options available to you. Researching these options based on you or your loved ones’ financial situation is critical to finding the most advantageous way to pay for care. And don’t hesitate to call us if you have any questions.
Some of the most common options to pay for senior care include:
Private Pay/Out of Pocket – Most families opt to pay for their senior's in-home care out of pocket. This is true of many senior care services, including assisted living and specialized facilities. While in-home care is typically more affordable than facility care, costs are determined based on the type of care and the number of hours a senior needs. We recommend that anyone interested in finding out more call our office at (850) 791-6700 to discuss the amount of care that may be needed.
All of our care plans are customized and, depending on your specific needs may entail one or more types of care. At a high level, most care is usually categorized into a few general categories with a care plan detailing specific care we will provide to your loved one. For more information on the types of care we can provide please refer to these home care services pages: respite care, companion care, personal care, and specialized care.
If you would prefer to get an idea of the kind of care your elderly loved one needs, you can also take our 3-5 self-administered survey here or by clicking the button below.
Long-Term Care Insurance – Long-term care insurance can help pay the costs of care. For seniors that do have long-term care insurance, our office can help answer questions about the paperwork needed to start using this specialized type of coverage. We work with all long term care insurance providers and can help you navigate their paperwork and requirements. Below are just some of the companies we work with. To see if your particular provider and policy covers your senior care needs, call our office and speak with a client care specialist.
Costs of in home care may be covered by policies from the following long term care insurance providers:
Veterans Administration (VA) Aid and Attendance Pension Benefit – Veterans and their surviving spouses may qualify for VA benefits to cover some of the cost of in-home care. VA programs were designed for those who meet specific financial criteria and demonstrate physical need for in-home care. Contact our office to find out more about in-home care and veteran’s benefits. We have extensive experience caring for veterans and working with the Department of Veterans Affairs.- Reverse Mortgages - If you are a homeowner, another option to consider is a reverse home mortgage. Using a reverse mortgage to help pay for in home care is often a viable alternative that is not considered. Reverse mortgages are loans taken out against the value of their home, essentially using the house or accrued principal to finance your loved one's home care. This approach is not without risk and we are not financial advisors but do want to make you aware of this alternative. The Federal Trade Commission (FTC) has an excellent web page detailing the different types of reverse mortgages. If these seems like something you want to consider, we urge you to check out their site. Please note that a lot of the related Florida laws and regulations are centered around Assisted Living Facilities. If you need some assistance with home care terminology, the services we provide and what is considered "non-medical in home care" feel free to contact our office and we will be happy to assist you.
