Paying for Professional Homecare Services for a Loved One in Bridgeville, PA
A selection of payment methods is available when planning your loved one’s home care in Bridgeville and the surrounding communities of Allegheny County, PA
Choosing the right provider for a loved one who would like to receive care in their own home is certainly not an easy task as there are so many things to consider. Before you inquire about anything else, the first and probably most important question is how your family can pay for these homecare services.
If this is the current discussion in your family, just keep in mind that there are several options at your disposal. Thoroughly researching all these payment methods will enable you to deduct your personal expenditures and come up with the best solution for your needs and budget.
In Bridgeville, PA, some of the most common ways to pay for mom or dad’s care are:
Private Pay/Out of Pocket – Paying privately, with own funds is how most families like to settle the costs of professional homecare or assisted living. Though it is true that in-home care is usually more affordable than facility care, your specific monthly expenditures for mom or dad’s care will be based on their unique needs and the number of care hours our trained caregivers are expected to deliver.
Long-Term Care Insurance – Many individuals who planned how to cover future care needs bought this special type of insurance in their late 40s or 50s, years before they actually developed the need for professional care. If your loved one is a long-term care insurance beneficiary, a local Comfort Keepers office can help you navigate the process of applying and collecting the insurance money to cover the cost of care in Bridgeville, PA.
Veterans Administration (VA) Aid and Attendance Pension Benefit – If your loved one is a proud wartime veteran or a surviving spouse of a veteran who actively served in the US Army during an armed conflict, they may qualify for VA benefits to partially or fully cover your family’s homecare expenditures.
Government-Funded Programs – Medicare doesn't cover in home care service fees. In some locations, Medicare Advantage programs and Medicaid could cover limited costs for certain care. However, Comfort Keepers in Bridgeville does not accept either at this time.
Do not hesitate to call us today to learn more about how Comfort Keepers homecare services can help your loved one and schedule your free consultation with our friendly staff.