Can You Use Long-Term Care Insurance to Pay for Senior Home Care in Tulsa, OK?
Your family has several options for financing home care, and sometimes this includes long-term care insurance
When your loved one isn't able to perform some daily tasks on their own anymore, putting them in a nursing home or assisted living facility isn't your only option. Most seniors are terrified of losing their independence, and their wish is to spend their golden years in the comfort of their home. With a little help from our caregivers in Tulsa, OK, your loved one can keep their independence and spend retirement surrounded by things and people they know and love. Senior home care offers individualized services that are tailored to your parent’s care needs and finances. If your loved one is recovering from a surgery, studies show that they will recover a lot faster in their home than in a hospital. With a wide range of home care services in Tulsa, OK, your loved one will have the control and the ability to lead a meaningful and independent life for as long as possible. Our dedicated and highly trained caregivers can provide your parent assistance with activities such as daily chores, meal preparation, grocery shopping and running errands. You might be wondering how you will pay for in-home care. We offer several solutions, and one of them is long-term care insurance.
You should be aware of the cost of long-term care insurance. Coverage can be quite expensive, and with age premiums increase. However, if your parent has a significant income, then this option can be the right choice for them to pay for senior home care. Whatever decision they make, they should consult a financial planner first. When they are getting long-term care insurance, they should be aware of what they are buying. Some policies only cover specific types of at home care, while others cover a wide range of care services.
If you have any questions about financing an senior home care, contact Comfort Keepers of Tulsa, OK at (918) 205-1756, today.