Long Term Care Insurance in Elmhurst, IL and, the Surrounding Area
Learn more about your coverage options for our senior care services
We understand your family has many options when it comes to in home care but finding the perfect solution can be difficult. There is always the question about how to pay for your loved one's care services and if home care agencies accept long term care insurance. At Comfort Keepers in the Elmhurst area, your senior loved one can receive award-winning care that is covered by insurance. Our plans are 100% personalized and evolve with their needs and wants.
We work with the following providers:
- Mass Mutual
- Constitution Life
- Genworth Financial
- Baltimore Life
- American General Life
- Life & Health America
- Northwestern LTC
- Bankers Life
- Teachers Protective Mutual
- John Hancock
- Senior Health Insurance Co of PA
- Penn Treaty
- Physicians Mutual
- State Farm
- American Progressive (CHCS)
- Knights of Columbus
We recommend to families who plan on using long term care insurance to do research as plans come in many forms in terms of coverage. There are specific insurance plans needed if your loved one requires specialized care such as Alzheimer's or dementia care.
One important thing to note is coverage does not always take effect immediately and there can be a waiting or elimination period. Your family or loved one may need to pay for care for a few months before benefits kick in. However, longer wait times can result in lower premiums. Premiums can fluctuate with inflation, so our recommendation is to look into policies that include inflation protection.
Our team is always available to answer questions your may have or to provide assistance. Contact Comfort Keepers Home Care in Elmhurst, IL to learn more about our long term care insurance coverage!