How to Finance Quality Home Care Services for a Loved One in Gainesville, GA
Your family is looking to schedule quality home care for an aging loved one? Discover the most common ways to pay for this type of service in Gainesville and the surrounding communities
Following the decision to hire a professional caregiver to help a loved one age in place, the very first thing most families wish to know is how much quality home care will actually cost them, what the most convenient method of payment is, and whether there is a way to somehow cut down these expenditures.
If you are still considering what the best solution for your specific situation is, keep in mind there are several options to pay for care. That being said, here are some of the most common options to finance senior care in Gainesville, GA. As always, we can discuss over the phone at
Private Pay/Out-of-Pocket
Paying for care privately is the preferred way to go for most families looking to arrange quality home care or assisted living services for an aging loved one. Although in-home care is generally more affordable than in-facility care, bear in mind that your final monthly costs will be based on the specific services your loved one requires, as well as the interval and duration of the care visits you wish to schedule for mom or dad.
Long-Term Care Insurance
There is a good chance that your loved one purchased long-term care insurance knowing this special type of policy can be used to partially or fully cover the costs of care when the time comes. Long-term care insurance typically has to be secured years before a person may develop the actual need for care. If your loved one is a long-time policyholder, Comfort Keepers can help you obtain this special type of coverage.
Veterans Administration (VA) Aid and Attendance Pension Benefit
Under specific circumstances, the costs of quality home care can also be covered by VA benefits. If your mom or dad is an honorably discharged US veteran or a surviving spouse of such a veteran, they may be eligible for certain VA programs that can help offset the cost of care. To get approved for VA benefits, it is important that they meet the specific financial criteria and that they can prove they have a real, physical need for professional in-home care.
Medicare / Medicaid
You may know that traditional Medicare doesn’t cover expenses associated with in-home care. However, please keep in mind that some Medicare Advantage plans have a home care benefit that might cover part of our costs. Our Gainesville, GA, office doesn't participate in the Georgia Medicaid program.
Get in Touch with Comfort Keepers of Gainesville Today
Call our locally owned and operated office to learn more about quality home care solutions in your area and ask to schedule your free consultation with our knowledgeable client care coordinators today.
