Comfort Care For Aging Adults in Sumter, SC
Learn more about our comfort care insurance partners in Sumter, Manning, Camden and the surrounding SC area
Long-term care insurance assists seniors with the payment of long-term care expenses, thereby preventing the depletion of their life savings for extended care. If you have purchased long-term care insurance, we can assist you in using this investment to pay for non-medical senior care.
Using a long-term care insurance policy does not have to be a stressful experience for individuals who have purchased one. Our comfort care team has experience working with providers of long-term care insurance, and we can help you navigate the claim process and better utilize your policy at no additional charge. We can provide you with weekly invoices and care records in order to expedite your reimbursement. For more information on how to pay for care, please click here.
What Is Long Term Insurance?
As an alternative to out-of-pocket expenses, long-term care insurance can help pay for assisted living or in-home comfort care. Seniors typically qualify for home care insurance when they are unable to perform essential daily duties on their own. Depending on the selected plan, coverage may vary, but typically consists of:.
- Respite Care
- Hospice
- Assisted Living Communities
- Alzheimer's or dementia care facilities
Like other types of insurance, you must pay a premium to ensure that the insurance provider will pay your care expenses up to the predetermined monetary level (depending on the period of coverage you desire and your financial capacity). If you don't have long-term care insurance, you'll have to pay for your future in home care expenses from your income and savings.
We have experience working with the following providers:
(Ask us if you don’t see your Long-Term Care insurance company listed below. We may be able to help.)
- Bankers Life
- Genworth Financial
- John Hancock
- Northwestern Mutual
- Met Life
- Prudential
