Can you Use Long-Term Care Insurance to Pay for Homecare Services in Oklahoma City, OK?
Not all long-term care insurance policies are the same when it comes to home care services
Keeping your loved one at home and not moving them to a nursing facility comes with many benefits. One of them is visiting hours. With home care services in Oklahoma City, OK, you can have the advantage of visiting you family member whenever you want, without restricted visiting hours. We recognize that being a family caregiver can be exhausting, especially with your kids and job in mind. With our home care providers your loved one will receive the best care possible, and you will have a peace of mind. Another benefit of home care is a lowered price. Homecare services are often more affordable than a nursing home or an assisted living facility. This means a lot when a senior is facing a fixed income and limited assets. We are at your service 24 hours a day, seven days a week. When your loved one needs assistance, we can help them with getting dressed, taking a bath, grooming, light housekeeping, transport and preparing a meal.
When it comes to paying, there are several ways you or your parent can finance home care. One of them is long-term care insurance. Before they purchase this type of insurance, your parents should do a little research. Not all policies are the same. Some cover just some types of care, and some a wide range of care services. Also, be aware of the elimination period, as some policies have it. During this time your parents will have to pay for their care, and of course, the longer the elimination period, the lower the premium. Don’t forget about inflation, as it will increase the costs. Comfort Keepers of Oklahoma City, OK recommends consulting a financial planner before making any important decisions.
For more information on long-term care insurance and coverage for in-home care services, please contact Comfort Keepers of Oklahoma City, OK at (405) 200-1156.