Long Term Care in Arlington Heights, IL, and the Surrounding Area
Many of our home care service costs can be covered by specific insurance plans
If your loved one enjoys their independence but needs extra help with daily care and household tasks, our home care services can help. At Comfort Keepers, we offer a wide variety of services that are personalized to your loved one's needs and can be covered by long term care insurance. Our team understands there are a multitude of questions your family may have when deciding on a home care agency and figuring out how to pay for the services.
We work with the following providers:
- Mass Mutual
- Constitution Life
- Genworth Financial
- Baltimore Life
- American General Life
- Life & Health America
- TransAmerica
- MetLife
- Northwestern LTC
- Bankers Life
- Teachers Protective Mutual
- John Hancock
- Senior Health Insurance Co of PA
- Penn Treaty
- Physicians Mutual
- State Farm
- Americare
- American Progressive (CHCS)
- Knights of Columbus
Our team is happy to answer all your questions and provide help during the process. There are a few things we recommend keeping in mind along the way and to do plenty of research as insurance plans as it comes in many forms in terms of coverage. There are specific plans if your loved one needs specialized care like Alzheimer's or dementia care.
An important thing to note is that coverage will not always take effect immediately and there can be a waiting or elimination period. If this is the case, your family may need to pay out of pocket for a few months before the benefits kick in. If your plan does take longer or there is an elimination period, longer wait times typically come with lower premiums. We also recommend doing research around policies that include inflation protection as premiums can fluctuate.
Feel free to contact us anytime of the day if you have any questions about long term care insurance or our senior care services!