Options for Paying For Home Health Care in Huntington Beach, CA
The cost of home health care depends on the amount of care your loved one requires
At Comfort Keepers of Huntington Beach, CA, our goal is to provide high-quality home health care to seniors living in Huntington Beach and surrounding areas, thus allowing them to continue living at home. In order to provide the best home care services, we are always keeping up with the latest trends and improving our services. Out home health care can range from a few hours a week to full-time care, depending on your loved one’s needs. If you have decided to work with Comfort Keepers of Huntington Beach, CA, you are probably wondering about how you will pay for home care services.
Give us a call at (714) 646-6091 to learn more!
Unfortunately, many people assume that Medicare will cover most of their expenses. However, you need to keep in mind that it covers only a narrow range of costs, such as short-term, physician-prescribed home health care for skilled nursing, therapy, medical social services and assistance with personal care. When it comes to long-term care, it covers costs only under very limited circumstances.
On the other hand, Medicaid can cover some expenses that Medicare cannot. It can pay for nursing home care and some in-home care services, just be sure to check if your loved one qualifies for it.
One of the options for covering home health care expenses is long-term care insurance. Keep in mind that, depending on a policy, your loved one could have a waiting period before they can access their funds. Also during an elimination period, your senior will need to pay for their care on their own. Before your parent purchases an insurance policy, make sure they know exactly what is covered by it.
If your loved one qualifies for Veterans Administration Aid it can cover some of the costs of home health care.
In case your parent cannot afford long-term care insurance and doesn’t qualify for Medicaid, paying out of pocket might be the only solution. You need to know that costs of home health care vary depending mostly on the amount of care your loved one requires. The cost of home care services might be overwhelming, but keep in mind that it is still a much more affordable solution than a nursing home.
If you want to know more about your funding options or our home health care services, don’t hesitate to contact Comfort Keepers of Huntington Beach, CA, online or by calling 714-646-6091. We are available 24/7 to answer any of your questions and help you find the best solution for paying for home care.