Options For Planning And Funding Long Term Care In San Antonio, TX

How will you afford long term care for a loved one residing in San Antonio, TX?

Our long term care services in San Antonio, TX, will provide your loved one assistance with personal care and help with routine daily activities like light housekeeping, meal preparation, errand running, mail sorting, and many other tasks. Our professional caregivers not only provide high-quality care, but they are also affordable compared to nursing homes. There are several ways you can pay for our home care services.

One of them is Medicare. You should know that the benefits that Medicare offers are limited. It is not intended to provide a long-term care solution, rather it is designed for seniors who need nursing care for a limited time. Medicaid, the largest single-payer for nursing home care, is a good solution only if your loved one qualifies for it. Applicant's income and financial assets are closely analyzed prior to acceptance into the program. Your loved one must meet strict financial guidelines in order to qualify.

Another option is Veterans Administration Aid and Attendance Benefit. This is a program that provides financial assistance to war-time veterans that require the aid of a caregiver in order to perform their activities of daily living. Long term care insurance could help your parents pay the expenses of long-term care. However, the coverage is expensive. Because not all long-term insurance policies are created equal, your loved one should be aware of what they are buying.

Out of pocket is attractive to those who do not wish to buy long-term care insurance, or who are turned down for medical reasons. Your parents should have reasonably substantial assets that provide steady cash flow if they want to finance home care this way. 

Contact Comfort Keepers of San Antonio, TX, today at (210) 399-0202 to discuss how we can help improve the quality of life for someone that you love.