Covington, Tennessee
1921 Highway 51 S, Suite A, Covington, TN 38019
(901) 910-1636
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Call (901) 910-1636 | 1921 Highway 51 S, Suite A, Covington, Tennessee 38019
1921 Highway 51 S, Suite A, Covington, Tennessee 38019

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Long Term Care Insurance

Comfort Keepers In-Home Care in Covington, Tennessee.

Long Term Care Insurance Throughout Covington, TN and the Surrounding Cities

Comfort Keepers Home Care accepts and partners with long term care insurance companies to help lower the cost of care in Covington and nearby areas

At Comfort Keepers, we recognize how challenging it can be to determine the best course of action for an elderly relative. With many available rehabilitation services and a slew of concerns over the cost of care, choosing a caregiver may become overwhelming. On the other hand, when you choose Comfort Keepers, your loved one will receive high-quality care and will be able to use their long term care (LTC) insurance. This is an ideal way to ensure that your senior family members receive the high-quality treatment they need without breaking the bank.

Long Term Care Insurance: What Is It?

An LTC policy protects you and your family financially if you cannot conduct tasks of everyday life independently, such as bathing or dressing. This type of insurance is not a policy that covers you for the rest of your life; instead, it is a package that you purchase to help alleviate financial problems during a time of need.

Many people believe that purchasing this form of policy is needless, but it can be life-changing. If you do not have this type of insurance, you will almost certainly outlive your savings. You will have more expenditures than revenue once you are unable to perform basic everyday tasks independently.

We've Established Relationships with a Wide Variety of Insurance Companies

While we accept long term care insurance from any agency, we are currently associated with the following agencies:

Bankers Life

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Senior on couch with family member and caregiver looking at ipad

John Hancock

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Caregiver and senior have a fun conversation

Does the Appropriate Insurance Cover Your Senior Loved One?

We recommend that your family research insurance options for seniors, as seniors are covered in various ways, and not everybody has this form of policy. Additionally, individual care plans for people living with dementia or Alzheimer's disease can require different coverage according to circumstance. Comfort Keepers suggests that families consult with their loved ones to determine whether they have home care insurance and whether this is a realistic option for them. Important Note: Traditionally, organizations such as Comfort Keepers cannot accept Medicare or Medicaid.

Families should be aware that coverage does not always begin immediately and that an adjustment period or period of removal can occur. Occasionally, patients are required to pay for care several months before their insurance coverage kicks in. Longer wait times generally result in lower premiums. Since rates fluctuate due to inflation, your family can accept inflation-protected packages.

Discover How Comfort Keepers Can Assist Seniors Throughout Covington

Contact Comfort Keepers today to learn more about our care plans and how we can help your family obtain the highest quality care possible in Covington or the surrounding area. Although not every senior has long term care insurance, we provide personalized care plans tailored to their specific needs and schedules. To learn more about how we can provide outstanding care to your aging loved one, press one of the buttons below.