Houston, Texas
6117 Richmond Ave #150, Houston, TX 77057
(713) 715-4314
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Funding Long Term Care

Comfort Keepers In-Home Care in Houston, Texas.

Comfort Keepers Shares Long Term Care Funding Options in Houston, TX

Discover which long term care funding option will fit the needs of your loved one and family in the Houston, TX area

When a senior loved one requires long term care, the whole family needs to get together and decide on the best course of action. While considering what would be best for Mom or Dad, your family will also have to take the financial aspect of care into account. Here are some of the most common funding options at your disposal:

Long Term Care Insurance Policy

Policyholders of long term care insurance can expect to cover the costs of care through their chosen insurance company and avoid gradual depletion of their life savings. The problem with funding care this way is that insurance coverage is expensive and premiums get higher and higher with age. It is important to keep in mind that there are various types of insurance policies. If you opt to fund your loved one’s care this way, you might want to consider consulting with a financial advisor before taking any actions. Click HERE to learn more about the insurance providers we accept.

Veterans Benefits

A veteran who served in times of conflict may be eligible to have their long term care costs partially or fully covered by the US Department of Veterans Affairs. Only veterans who were honorably discharged and spent more than 90 days of active military service with at least one day served during a time of war can receive the A&A benefit (Veterans Affairs Aid and Attendance). The surviving spouses of eligible veterans can also get this benefit.

Paying Out of Pocket

If none of these funding options are at your disposal, paying out-of-pocket may be your only solution to cover your loved one’s care costs. While this may seem like the worst-case scenario, you should know that hiring professional home care for your loved one often costs way less than placing them in a nursing home or assisted living facility.

Learn more about long term care options by calling our award-winning Houston, Texas office today at (713) 715-4314. We are more than happy to answer any question you might have and offer our guidance to your family. Comfort Keepers is here for you!