Funding In Home Care For Elderly Loved Ones In Eugene, OR
The cost of in home care for elderly varies according to the type and degree of support needed in Eugene, OR
When it comes to in home care for elderly loved ones, one of the biggest concerns seniors have is how they will pay for the services they need. To facilitate financial planning for senior and disability services, Comfort Keepers of Eugene, OR presents you with some of the options available for funding our extended in home care for elderly adults. Depending on your loved one’s medical status and care needs, you might want to consider Medicare, Medicaid and state programs, care insurance, veteran benefits, and self-funding.
While Medicare and Medicaid are both excellent programs, they do come with certain limitations, especially when it comes to senior and disability services. This is why it is important to check with their representatives whether they can cover the cost of care. Insurance, on the other hand, may provide seniors with more care options, but it is important to note that lifelong coverage can be very costly, even much more expensive than directly paying for care services. Veteran benefits are reserved only for eligible veterans or their surviving spouses.
If none of these financial options is available for your loved one, you might be worried about the financial implications that professional care brings. While this is completely reasonable, expert in home senior and disability services are still more affordable than other care options. For instance, one month in a senior facility can cost up to $6,000!
Additionally, if you are thinking about taking care of your loved one, you might want to consider the responsibilities it entails, from bathing and medicine management to house cleaning and incidental transportation, not to mention companionship and moral support. This can be too much for someone who is not trained to work with seniors. Moreover, it can take its toll on your private life, relationships, and careers, as well as on your future financial situation.
If you have any questions or doubts about planning for and funding in home care for elderly adults, Comfort Keepers of Eugene, OR is happy to give you both answers and advice. Contact or give us a call today at (541) 214-4788 .